Save Wisely. Grow Strategically. Build Wealth Together.
Join Havitelah Financials, Nigeria’s trusted Ajo thrift savings community. Disciplined savings, mutual trust, and collective empowerment.
How It Works
Simple, transparent, and structured for success
1. Join the Community
Register via WhatsApp. Two guarantors are required. Admin approves membership.
Learn more →2. Choose Your Plan
Select from daily, weekly, bi-weekly, monthly, or yearly packages. Contributions from ₦1,000.
View packages →3. Save & Collect
Pay on schedule. Collect your payout in turn. Build discipline and wealth together.
Payout policy →Savings Packages
Contributions from ₦1,000 to ₦10,000,000
Daily Cash-Out
50-day plans. ₦1,000 or ₦2,000 daily. Payout next day after full payment.
See plans →Payout Policy
Clear, predictable schedules
- Daily Ajo: Payout next day only after full payment confirmed.
- Weekly Ajo: Payouts every Sunday.
- Monthly Ajo: Payouts on last day of the month only.
Community Success Stories
What our members say
"Havitelah Ajo helped me build a consistent saving habit and stay disciplined month after month."— Blessing A.
"The rules are clear, and communication is structured. That transparency matters to me."— Samuel O.
"Being part of the community made saving feel organized and achievable."— Deborah I.
Meet the CEO
Anita Ginika Chidiebere
Anita Ginika Chidiebere is the Chief Executive Officer of Havitelah Financials, driven by a clear mission: to help individuals and communities save wisely, grow strategically, and build wealth together. Under her leadership, Havitelah Financials is a community built on trust, accountability, and sustainable growth.
Read full bio